I wish I could tell my 20‑year‑old self the same thing I tell my kids at 20. Make the most of these ten years. Don’t rush, and don’t take on responsibilities you’re not ready for yet. Use this decade to shape your character, study, prepare yourself, and build the foundation for everything that will come later. Strengthen your profession and learn about finances—learn to save and to invest. If necessary, live on your own and learn to rely on yourself. Learn to take care of your body, your mind, and your emotions. To build healthy habits. If you can, travel and experience other cultures. And most importantly, don’t forget to keep your faith.

The decisions you make in your twenties will stay with you for the next four decades.